Insurance - Stay with a Scholarship

Health Insurance

Pension Insurance

As you do not have an employment relationship you will usually not be liable for statutory social security payments. In order to avoid gaps in your pension contributions during the fellowship period you can pay voluntary contributions to the "Deutsche Rentenversicherung" (statutory pension scheme). The "Deutsche Rentenversicherung" will advise you on the matter, you will find their offices through their website.

Accident Insurance

At UDE, scholarship holders are covered by accident insurance through the university during their work at their workplace as well as on the way to their workplace and back. This is only valid if the unversity has been officially informed of your research stay. The insurance cover does not apply to private activities. Please note that you must report an accident immediately or as quickly as possible. For this, please contact Ms Laufer-Metaxas: birgit.metaxas@uni-due.de

Liability insurance

If you cause damage to other people's property in Germany, you must pay for the damage. We therefore recommend that you take out private liability insurance to cover the costs incurred in such cases. Private health insurance providers often offer combination packages that include liability insurance or you can add liability insurance for a small fee.

Transnational Social Security

Germany has concluded so-called social security agreements with various countries. Please find out before your stay whether there is a social security agreement between your country of origin and Germany so that other regulations may apply. You can find links and information on social security and a list of countries with which Germany has concluded social security agreements here  and here.